CRA Confirm $5712 Annual Canada Workers Benefit, Check Eligibility and Payment Dates

Millions of low-income working Canadians are set to receive a much-needed financial lift in 2025, as the Canada Revenue Agency (CRA) has officially confirmed quarterly Canada Workers Benefit (CWB) payments of \$1,428. Designed to supplement the earnings of low-wage workers, this program will deliver regular cash infusions throughout the year to help offset rising living costs.

The 2025 rollout promises four equal payments, ensuring recipients don’t have to wait until tax season for financial support. If you meet the eligibility rules, you could receive up to \$5,712 annually — deposited directly into your bank account.

Understanding the Canada Workers Benefit (CWB)

The Canada Workers Benefit is a federal refundable tax credit aimed at boosting the income of low-earning workers while encouraging continued participation in the workforce. It’s not a loan or repayable advance — it’s money in your pocket to help with housing costs, groceries, utilities, transportation, or other essential expenses.

Historically, the CWB has been delivered as a lump sum after filing taxes. But starting in 2025, the CRA is offering quarterly advance payments to improve cash flow for struggling Canadians.

How Much Will You Receive in 2025?

The CRA has confirmed quarterly payments of \$1,428 for eligible individuals, totalling \$5,712 annually.

Payment Type	Amount
Quarterly Payment (Individual)	\$1,428
Annual Total (Individual)	\$5,712

If you have a spouse, common-law partner, or are eligible for the CWB Disability Supplement, your payment amount could be higher, depending on your income and family situation.

Who Qualifies for the \$1,428 Quarterly CWB Payments?

To be eligible in 2025, you must meet all of the following CRA criteria:

1. Income Eligibility

• Must be a Canadian resident for tax purposes in 2025.
• Household income must be below the CRA-set threshold.
• Full payment is typically available to single individuals with lower incomes; higher earnings reduce the amount.

2. Age Requirement

• Must be 18 years or older by the end of the year.

3. Working Status

• Must be employed or self-employed with reported earnings.
• Self-employed individuals must report net business income accurately.

4. Filing Taxes

• You must file your 2024 income tax return to be assessed.
• The CRA calculates your eligibility based on the return.

5. Marital Status

• Married or common-law couples must file taxes together.
• Combined household income is assessed.

6. Disability Status

• Those eligible for the Disability Tax Credit may receive the CWB Disability Supplement, increasing the payout.

Who Is Not Eligible?

You will not receive CWB payments if:

• Your income exceeds the set threshold.
• You fail to file your 2024 taxes.
• You are not a Canadian resident for tax purposes in 2025.
• You are incarcerated for 90 days or more during the year.

Step-by-Step: How to Claim the CWB in 2025

While the CRA will assess your eligibility automatically from your tax return, you must take specific actions to ensure you receive payments without delays.

Step 1 – File Your Taxes

• Submit your 2024 income tax return accurately.
• Report all employment or self-employment income.
• Use certified tax software or hire a tax professional if unsure.

Step 2 – Complete the CWB Application

• When filing, fill out the CWB section on your return.
• Indicate disability eligibility if applicable.

Step 3 – Set Up Direct Deposit

• Sign up for CRA direct deposit to get payments within days of release.
• Without it, expect a paper cheque, which can take longer.

Step 4 – Keep Your Information Updated

• Update banking details and address changes promptly in CRA My Account.
• Report income or family status changes to avoid overpayments or underpayments.

Payment Dates for 2025

The CRA will issue four equal payments of \$1,428 across the year. While exact dates are to be confirmed, based on prior years, payments are expected in:

1. January 2025
2. April 2025
3. July 2025
4. October 2025

Direct deposit recipients typically get their funds within 1–3 business days after release; cheques may take up to 10 days.

Why the CWB Matters in 2025

With inflation continuing to impact rent, fuel, groceries, and utilities, the CWB is a vital safety net for working Canadians. By moving to quarterly payments, the CRA is giving recipients a more consistent income boost, helping them better manage monthly expenses and avoid debt.

For many, this payment can mean:

• Keeping up with rent or mortgage payments.
• Covering childcare or transportation costs.
• Avoiding reliance on high-interest credit.

Extra Support: CWB Disability Supplement

If you qualify for the Disability Tax Credit, you may receive an additional amount on top of the \$1,428 quarterly payment. This supplement is designed to offset the higher cost of living faced by Canadians with disabilities.

Avoiding Payment Delays

To ensure smooth payment processing:

• File early — don’t wait until the April 30 tax deadline.
• Keep CRA My Account details accurate.
• Sign up for direct deposit.
• Avoid errors on your tax return, as these can trigger reviews

Final Word

The \$1,428 quarterly Canada Workers Benefit in 2025 is one of the most impactful government supports for low-income workers. By combining tax credits with direct cash deposits, the CRA is making it easier for working Canadians to cover essentials and stay financially stable.

If you meet the requirements and follow the claim steps, you could see your first payment as early as January 2025 — and continue receiving support every three months

5 Relevant SEO FAQs

Q1: Who qualifies for the Canada Workers Benefit in 2025?
Low-income working Canadians who are 18+, file their 2024 taxes, and meet income thresholds set by the CRA.

Q2: How much will I receive?
Eligible individuals get \$1,428 per quarter, totalling \$5,712 annually.

Q3: Do I need to apply for the CWB?
No separate application is required — eligibility is determined when you file your taxes.

Q4: Can self-employed workers get the CWB?
Yes, if they meet the income, residency, and filing requirements.

Q5: How will payments be sent?
By direct deposit (fastest) or mailed cheque.