The Guaranteed Income Supplement (GIS) is one of Canada’s most important lifelines for low-income seniors. In August 2025, eligible beneficiaries will receive \$660.78 per month, with payments scheduled for August 27, 2025. Unlike rumors surrounding other federal benefits, this update is officially confirmed by the Canada Revenue Agency (CRA) and Service Canada, following the July 2025 adjustment of GIS rates to reflect inflation.
For many seniors, GIS is not just additional income but a vital monthly benefit that helps cover essentials such as food, utilities, and housing costs. This article takes a deep dive into the confirmed payment, eligibility requirements, income limits, and everything seniors and their families should know.
What Is the Guaranteed Income Supplement (GIS)?
The GIS is a monthly, non-taxable benefit paid to low-income seniors who already receive the Old Age Security (OAS) pension. It is specifically designed to provide additional support to those who rely on limited income during retirement.
Payments are recalculated quarterly based on inflation, and amounts vary depending on marital status and combined income. For seniors with a spouse or partner receiving full OAS or the Allowance, the maximum monthly GIS rate from July 2025 onward has been set at \$660.78.
Why the August 27, 2025 Payment Matters
The upcoming GIS benefit is attracting more attention than usual because:
- Rates were increased in July 2025 to account for inflation.
- The new maximum monthly amount of \$660.78 reflects this adjustment.
- Payments are automatically deposited alongside OAS benefits.
It is not a bonus or one-time top-up, but rather the standard GIS monthly installment at the updated rate.
GIS Eligibility Requirements in 2025
To qualify for GIS, seniors must meet specific requirements:
- Age Requirement: Must be 65 years or older.
- Residency: Must live in Canada and already be receiving OAS.
- Income Test: Annual net income must fall below a set threshold, which varies depending on marital status and spouse’s benefits.
Income Limits for GIS 2025
Eligibility is based on annual income, and Service Canada determines benefit amounts using tax return data. For July 2025 to June 2026, the income thresholds are as follows:
| Household Situation | Maximum Annual Income Allowed | Maximum Monthly GIS (from July 2025) |
|---|---|---|
| With spouse receiving full OAS | \$29,424 | \$660.78 |
| With spouse receiving Allowance | \$41,184 | \$660.78 |
| Single seniors (or spouse not receiving OAS) | Income thresholds apply separately | Varies |
If combined income exceeds these limits, eligibility phases out.
CRA & Service Canada Confirmation
Service Canada confirmed that the July 2025 update raised GIS monthly amounts to \$660.78 for couples where one spouse is on OAS or Allowance. This amount will be deposited on August 27, 2025, following the fixed GIS calendar.
The CRA ensures accuracy by using the most recent income tax return to automatically calculate benefits. Seniors do not need to reapply each year unless their marital status changes.
GIS Payment Calendar for 2025
GIS payments are issued on the same schedule as OAS pensions, typically once a month.
| Month | Payment Date |
|---|---|
| July 2025 | July 29 |
| August 2025 | August 27 |
| September 2025 | September 26 |
| October 2025 | October 29 |
| November 2025 | November 26 |
| December 2025 | December 22 |
The August 27, 2025 payment will include the adjusted \$660.78 GIS amount.
How Seniors Receive the GIS Payment
Payments are made automatically each month by direct deposit or mailed cheque. Most seniors now opt for direct deposit, ensuring quick and secure delivery.
- Direct Deposit: Funds appear in bank accounts on the exact payment date.
- Cheque: Delivery can take several business days depending on location.
How to Apply for GIS (If Not Already Receiving It)
For seniors turning 65 or newly qualifying:
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- Confirm OAS enrollment – GIS is only available to OAS recipients.
- Apply through Service Canada – Submit the application form (ISP-3025).
- Provide income details – CRA tax return information is typically used.
- Await confirmation – Eligible seniors receive notice of approval and payment amounts.
Why GIS Payments Are Adjusted Quarterly
GIS is indexed to inflation, meaning amounts are reviewed and adjusted every January, April, July, and October. This ensures seniors’ benefits keep pace with rising living costs, though exact amounts vary depending on income and marital status.
The July 2025 adjustment brought the new maximum GIS rate to \$660.78, which seniors will first see reflected in the August 27, 2025 payment.
FAQs on the \$660 GIS Benefit August 2025
Q1. What is the GIS payment amount for August 2025?
The maximum GIS payment for eligible couples is \$660.78 per month, effective from July 2025.
Q2. When will the August 2025 GIS payment be issued?
The payment will be deposited or mailed on August 27, 2025.
Q3. Who qualifies for the \$660 GIS benefit?
Low-income seniors who receive OAS and have a spouse receiving full OAS or the Allowance, with combined income under the set thresholds.
Q4. Do I need to apply again to receive the GIS in August 2025?
No. Payments are automatically calculated using CRA income tax data. Seniors only need to apply once, unless their marital or residency status changes.
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Q5. Is the \$660 GIS payment a one-time bonus?
No. It is the regular monthly GIS benefit at the updated July 2025 rate, not a temporary or special payment.